Use our finance calculator to explore spreading the cost of your garden studio over 3, 4 or 5 years in monthly instalments.
Once you are happy to go-ahead, simply book an appointment to meet with our financial processors who will process your application with you at our showroom or at your home.
Finance applications can take a little while to process, so be sure to give yourself a couple hours to both design your building and allow for the finance application.
CALCULATE YOUR FINANCE OPTIONS
FINANCE BREAKDOWN
Representative Example
Finance Not Reached
We can only loan a maximum of £50,000, so please increase the deposit respectively.
Finance Not Reached
We need a minimum of £3,000 to loan, so please decrease the deposit respectively.
Finance Example
| Cash Price | £20,000 |
|---|---|
| Agreed duration | 36 Months |
| Annual rate of interest | 8.9% p.a. fixed |
| Representative APR | 8.9% APR |
| Deposit | £4000.00 |
| 36 monthly payments | £505.50 |
| Total amount credit | £16000.00 |
| Total amount payable | £18,198.00 |
Eligibility Requirements
- Applicant must be 18 years or over
- In permanent paid employment (over 16 hours a week), retired and receiving a pension, be a houseperson with a partner in permanent paid employment or be self-employed;
- Permanent UK resident (minimum of 12 months);
- Be able to provide acceptable proof of address and proof of signature;
- Make payments by direct debit
- Product must be for personal, not business, use.
- We’re sorry but we don’t currently offer finance to business customers.
Finance FAQs
Your deposit payment is split into two parts. The first payment is a £200 holding deposit which secures your chosen installation date. The remainder of your deposit amount is due 6 weeks before your chosen installation date.
Applicants must be 18 years or over, in permanent paid employment (over 16 hours a week), retired and receiving a pension, be a house-person with a partner in permanent paid employment or be self-employed, have a permanent UK address (minimum of 12 months), be able to provide proof of address and signature and make payments by direct debit.
Your monthly repayments will begin one month after your purchase has been delivered.
No. There are no arrangement fees or hidden extras.
Credit scoring is the process used by financial services companies to evaluate the credit risk of new applicants.. Credit scoring works by awarding points for each answer given on the application form such as age, income and occupation, together with information obtained from credit reference agencies.
This information allows consistent decisions to be provided, ensuring all applicants are treated fairly. Credit scoring does not discriminate on the grounds of sex, race, religion or disability.
Yes. We acknowledge that circumstances change and just because a previous application has been refused, it does not mean that a further request will automatically be turned down. We do suggest however, that you leave at least 6 months between applications.
In order to safeguard against fraudulent applications, we regret that we're able only to deliver goods to the home address of the applicant.
Book a call back about finance with us
Find Us
The Garden Room Showroom
Showroom Address
Green Retreats Showroom, Street 2, Avenue A, Westcott Venture Park, Westcott, HP18 0XB.
Opening Hours
Monday – Friday: 9am – 5pm
Saturday: 9am – 4pm
Sunday: 10am – 4pm
Visit Our Showroom
The UK’s Largest Garden Room
Our showroom is the largest of its kind, showcasing 11 Green Retreats and Green Retreats Group garden room buildings.
